
As an Amazon Associate, we earn from qualifying purchases made through links on this page. This helps support our site at no extra cost to you. Clicking on ingredient or equipment links will take you to amazon.com where you can purchase these items.
A quick, no‑bake snack that combines melted dark chocolate, crunchy Rice Chex cereal, and a sweet vanilla pudding coating. Perfect for movie nights, school lunches, or anytime you need a sweet bite that feels indulgent yet simple to make.
Shop all ingredients on Amazon in one click • Printable PDF with shopping checklist
Everything you need to know about this recipe
Money Buddy treats are a nostalgic, homemade version of the classic school‑yard snack that became popular in the 1990s when cheap cereal and instant pudding mixes were pantry staples. They embody the American DIY candy tradition, where simple pantry items are transformed into sweet, shareable bites for parties and after‑school snacks.
In the Midwest, similar treats often use Corn Flakes or Wheat Chex and are called "Chocolate Crunchies." On the West Coast, coconut‑flavored puffed rice is sometimes added for a tropical twist. The core idea—melted chocolate coating cereal and a sweet powder—remains the same across regions.
They are typically served in bite‑size squares on a platter at birthday parties, school fundraisers, and casual gatherings. Because they are easy to make in large batches, they are a go‑to snack for potlucks and holiday cookie swaps.
These treats are popular during back‑to‑school events, Halloween candy stations, and summer picnics. Their quick preparation makes them a favorite for last‑minute party desserts.
The authentic recipe calls for dark chocolate, Rice Chex cereal, and a packet of vanilla instant pudding powder. Acceptable substitutes include milk chocolate, Corn Chex, or instant vanilla custard powder if any of the original items are unavailable.
They pair nicely with classic finger foods like mini pretzels, fruit kebabs, and homemade lemonade. For a dessert spread, serve them alongside brownies, cookie bars, and fruit dip.
Common errors include overheating the chocolate, which causes it to seize, and not coating the cereal evenly, leading to dry spots. Also, letting the mixture sit too long before chilling can cause the chocolate to set before the pudding powder adheres.
Vanilla pudding powder adds a creamy, custard‑like flavor and a slight thickening effect that helps the chocolate adhere to the cereal, whereas powdered sugar would simply sweeten without providing that texture.
Yes, prepare the treats up to step 4, then store them in an airtight container in the refrigerator for up to three days. Bring them to room temperature for about 10 minutes before serving for optimal crunch.
The treats should have a glossy dark coating, with each piece of Rice Chex fully encased in chocolate and lightly dusted with vanilla powder. After chilling, the chocolate should be firm but break cleanly when bitten, revealing a crunchy interior.
The YouTube channel Aleka’s Get‑Together specializes in quick, family‑friendly recipes and snack ideas that can be made with everyday pantry ingredients, often focusing on budget‑friendly meals and fun treats for gatherings.
Aleka’s Get‑Together emphasizes simplicity and minimal equipment, often using microwave techniques and pantry staples, whereas many snack channels rely on more elaborate baking or specialty tools. Her style is geared toward busy home cooks looking for fast, affordable treats.
Similar recipes converted from YouTube cooking videos

A quick, nutrient‑packed overnight oat breakfast that combines rolled oats, chia, flax, and hemp seeds with a touch of alderberry syrup and cinnamon, topped with fresh mango and strawberries. Mix, refrigerate, and enjoy a creamy, protein‑rich start to your day.

A quick, easy, and delicious low-carb fall dessert featuring real pumpkin, cream cheese, pumpkin pie spice, and a powdered sweetener. Creamy, smooth, and ready in just over an hour with minimal effort. Optional vanilla and whipped cream take it to the next level.

A quick and easy homemade coleslaw inspired by ItsMeKellz. Fresh cabbage, onion, and carrots tossed in a creamy Blue Plate mayonnaise dressing with a hint of sugar and vinegar. Perfect as a side for any meal, especially fish fry.

Crispy, golden fried doughnuts coated in sweet granulated sugar. A simple yeast‑based dough fried to perfection and finished with a crunchy sugar coating, perfect for a snack or dessert.

These low‑carb, high‑protein cottage cheese wraps (or flatbreads) are made with just two ingredients—eggs and cottage cheese—plus simple seasonings. They bake in about 35 minutes, are cheap, gluten‑free, and can be used for wraps, flatbread sandwiches, or pizza bases. Make a batch, freeze leftovers, and enjoy a protein‑packed alternative to traditional bread.

A hearty baked potato stuffed with pizza sauce, mozzarella, pepperoni, sausage, mushrooms, onions and Italian seasoning. Crispy skin, gooey cheesy filling – the perfect comfort food for any pizza lover.